Working with you.

Working for you.

Bethany Ashby
Branch Manager | NMLS# 311473
903-689-4388
[email protected]
Apply Now

Chad Smith
Agent LOA
817-934-5498
[email protected]

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Nations Lending Corporation Terms of Use: By clicking this box, I authorize Nations Lending Corporation, its service providers and affiliates to contact me at the provided email address or number via email, phone, or text (SMS) to mobile devices, including through automated dialing technology and artificial or prerecorded voice messages, even if the provided number is on a corporate, state, or national Do Not Call Registry. Message frequency varies. Consent to receiving such calls or messages is not a condition of receiving any services from Nations Lending Corporation. Text HELP for help. Text STOP to cancel. Message and data rate charges may apply.
Credit Consent: I understand by agreeing to the terms and submitting this form, I am providing "written instructions" under the FCRA authorizing Nations Lending Corporation to obtain personal credit and other information about me from one or more consumer reports for the purposes of making initial credit eligibility determinations. I also understand that one or more soft credit inquiries will be made, which will not affect my credit score. If I later submit an application, I consent and understand that a hard credit inquiry will be made, which may impact my credit score. Upon request, Nations Lending will provide the name and address of the consumer reporting agency that furnished my consumer report.

About us.

Life is messy. Mortgages aren’t always easy. Our team at Nations Lending & The Chad Smith Team will walk you through the process step-by-step until your goals of home ownership are achieved.

Local presence
Our mortgage team is from the communities you want to purchase your next home. They can help you close on your dream home in the community that best suits your lifestyle.
Convenience & peace of mind
You can have confidence with each step of the way. Our mortgage consultants and Realtors simplify matters while making sure you are completely comfortable with the entire process, from start to finish. We are committed to delivering convenience and peace of mind to our customers. You can rest assured that you will always have our undivided attention and we will provide you with exceptional customer service.

Why Nations Lending & The Chad Smith Team?

We exceed client expectations with superior knowledge of the loan process and will assess the best option for you. Honesty and integrity are foundational pieces of our business. We treat our clients like family, providing insight and advice often absent in the business of buying and selling homes.

Attention to detail

Rather than wanting to just get your business, we want to learn about our clients. Everything from understanding your needs, to what lifestyle suits you, to how you like to communicate is in our interest. This helps us create an attentive home-buying experience for you and your family.

Seamless process

With a team of the most experienced lenders in the market, there is no area that we cannot help you with. We will guide you and explain every step of the process from starting your application to closing your home loan. By the end of the journey, you will be the expert!

BRANCH NMLS. 1246371 | 429 Main St. Sulphur Springs, TX 75482 | 866-460-6040

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This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.