Take control of your finances today!
One of the most significant advantages of an FHA loan is the low-down payment requirement. Typically, borrowers are only required to put down 3.5% of the purchase price as a down payment.
This is considerably lower than the down payment requirements of conventional loans, which often range from 5% to 20%. With a lower down payment, first-time buyers can enter the housing market sooner and with less upfront cash.
Or call today: 833-984-2024
Credit score as low as 500 – 10% down min for credit scores less than 580
Flexible debt to income ratios
Up to 6% seller contributions towards closing costs and pre-paid items
100% of down payment and closing cost can be a gift
Down payment assistance programs available to cover the remaining 3.5% down payment - reach out for more details
Making home loans human, means seeing past the numbers. We make loans to people, not credit histories. We make decisions based on individuals, not just scores. Determining your needs, budget and qualifications should be a conversation not an interrogation. Let's Talk!
BRANCH NMLS. 32416 | 4 Summit Park Dr. Suite 200 Independence, OH 44131 | 877-480-8050
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